Frank started in the insurance business in 1989 with Goins and Goins Insurance. His area of concentration was Commercial Lines, Auto and Home insurance. Frank was appointed to the Kentucky Department of Insurance, Director, Property and Casualty Division February, 15th, 2008. He regulated 5.8 billion dollars in written premium consisting of Medical Malpractice, Auto, Home, Commercial, Crop, Charitable Healthcare Reimbursements, Mine Subsidence Program, Surplus Lines, Agent Licensing exam questions, Rate, Rule and Form Filings of all lines of property & casualty insurance. He led the way in streamlining and expediting the surplus lines to make the process virtually paperless. Similar improvements were made in the No Fault rejection processes under his leadership.
